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The cost of eviction
Written by Joe Correa As countless reports and research show, eviction goes beyond just being a housing issue. For tenants, it disrupts nearly every area of life, from financial stability and health to employment and future housing opportunities. There is a common assumption that the fastest and most financially responsible option when rent is late
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Foreclosure Prevention Success Story
Written by Patricia Ellams, HUD Certified Foreclosure Specialist at The Waterfront Project In February 2025, a homeowner suddenly lost her husband, leaving her a widowed mother of three children and the primary caregiver for her 94-year-old veteran father. Her late husband had been the sole borrower on the mortgage and the only individual listed on
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Before You Buy: Understanding Homeowners Association (HOA) Fees
Written By William Paige, Certified Foreclosure Specialist at The Waterfront Project Before purchasing a home with Homeowners Association (HOA) dues, it is critical to understand both the benefits and the potential financial risks. HOAs are common in condominiums, co-ops, townhouses, and planned communities, and membership is mandatory when you buy a property governed by an
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Hoboken Takes a Stand Toward Fairer Access to Affordable Housing
This week, Hoboken agreed to end a long-standing policy that limited access to certain affordable housing units to Hoboken residents only. The change comes after a settlement with the New Jersey Attorney General’s Office and Division on Civil Rights, which found that the residency preference had a discriminatory impact, particularly excluding applicants from nearby, more
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Tenants’ Rights – Only a Judge Can Evict In New Jersey
Written By Stefany Perez, Certified HUD Housing Counselor New Jersey has some of the strongest tenant protections in the country. One of the most important right every tenant should know is that only a judge can evict you in New Jersey! A landlord cannot evict a tenant on their own, even if they believe they
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Holiday Season Alert: Protecting Clients from Financial Scams
By Patricia Ellams, HUD Certified Housing Counselor Foreclosure Specialist at The Waterfront Project As the holiday season approaches, fraud activity rises sharply. Scammers prey on the spiritof giving, using fake charities, online shopping schemes, and phishing tactics to stealmoney and personal information. Fraud in the U.S. has reached crisis levels, and vulnerable populations—particularly older adults—are
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Client Success Story from Our Legal Intern!
Written by Beryl Dayton, Managing Attorney at The Waterfront Project Ms. A is a Section 8 tenant who was behind on her utilities and a small amount of rent. We settled back in July, but the landlord filed a certification of breach after she fell behind on the payment plan — even though all that
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Client Success Story – Protecting Renters from Luxury Development Pressure
Written By Stefany Perez, HUD Certified Housing Counselor at The Waterfront Project We were contacted by a client after their landlord issued a notice stating that the property was being retired from residential use and that all tenants needed to move within 3 months. The landlord stated the property had too many violations and they needed
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WFP Foreclosure Team Addresses the Government Shutdown & Provides Resources
Written By the WFP Foreclosure Team A government shutdown may start in Congress, but its real impact is felt at the closing table—and in the lives of everyday Americans. Homebuyers face stalled loans and canceled closings, while current homeowners deal with delayed services and added uncertainty. Although programs like Fannie Mae and Freddie Mac continue
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Addressing Recent Housing News: HUD Layoffs Threaten Housing Rights & Protections—We Must Resist
Article sources: HUD To Lay Off Hundreds As Government Shutdown Drags On OMB says ‘substantial’ federal employee layoffs have begun Federal Government Shutdown and Mass Layoffs Risks Crippling HUD in the Long Term | National Low Income Housing Coalition Over the past week, alarming news emerged: the Department of Housing and Urban Development (HUD) has
