Housing Counseling

At The Waterfront Project, Inc., our Housing Counseling Program is designed to provide comprehensive support and guidance to individuals and families navigating various housing challenges. Our HUD-certified housing counselors offer personalized advice and assistance tailored to meet the unique needs of our clients, ensuring housing stability and financial well-being. 


Through our Housing Counseling Program, we have empowered countless individuals and families to overcome housing barriers and achieve long-term stability. Our services have directly contributed to preventing evictions, improving living conditions, and fostering financial resilience in our community. 

In recent years, we have provided services to over 2,800 Households, resulting in over half securing new housing or maintaining current housing.


Our HUD-certified housing counselors offer a wide range of services to tenants in rental units, including:

  • Financial Management, Budget, and Credit Counseling: We help clients understand their financial situation, develop effective budgeting strategies, and improve their credit scores. These services are crucial for maintaining financial stability and securing affordable housing. 
  • Fair Housing Education: We educate tenants on their rights under fair housing laws, helping them recognize and address discrimination in the housing market. 
  • Home Improvement and Rehabilitation Counseling: We guide tenants through the process of improving and maintaining their rental units, ensuring safe and habitable living conditions. 
  • Rental Assistance Counseling: We assist clients in applying for rental assistance programs, negotiating with landlords, and managing rent payments. This support is vital for those facing financial hardship and potential eviction. 
  • Pre-Purchase Counseling for Aspiring Homeowners: For those looking to transition from renting to owning a home, we offer pre-purchase counseling to help them understand the homebuying process, assess their readiness, and make informed decisions. 
  • Post-Purchase Counseling: We provide ongoing support to new homeowners, helping them navigate the responsibilities of homeownership and avoid foreclosure. 


As a community-based organization, The Waterfront Project has deep roots in northern New Jersey. Our housing counseling services are designed to meet the diverse needs of our clients, including low- to moderate-income individuals, families, and vulnerable populations. Our efforts have not only improved individual housing outcomes but also contributed to the overall stability and resilience of our community


By providing comprehensive housing counseling services, we help reduce the financial strain on public resources. Our programs prevent costly evictions and improve housing conditions, leading to significant savings for the community and fostering economic stability. 


At The Waterfront Project, we are dedicated to ensuring that everyone has access to safe, stable, and affordable housing. Our HUD-certified counselors are here to support you every step of the way, from understanding your rights and responsibilities to achieving your long-term housing goals. 

Join us in our mission to create a more secure and stable housing environment for all residents of northern New Jersey.