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What is a “Zombie” Second Mortgage?
What is a “Zombie” Second Mortgage? By Patricia Ellams, Foreclosure Specialist at The Waterfront Project Zombie Mortgage Loan foreclosures are on the rise in New Jersey. If you’ve recently discovered along-forgotten second mortgage or Home Equity Line of Credit coming back to haunt you, it’s important to understand your rights. Can I Lose My Home…
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Addressing Recent Housing News in Newark, New Jersey: What a 30% Drop in Unsheltered Homelessness Means for Housing Justice
Addressing Recent Housing News in Newark, New Jersey: What a 30% Drop in Unsheltered Homelessness for Housing Justice In a moment of deep housing insecurity across New Jersey, one story stands out as a beacon of hope: Newark has reduced unsheltered homelessness by more than 30% in just four years. This achievement, led by the…
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The Waterfront Project’s Attorneys Reverse Eviction of 10-Year Tenant with Rent Control
WFP’s Attorneys Reverse Eviction of 10 Year Tenant with Rent Control Written by Elizabeth Hurley, Legal Director of The Waterfront Project The Waterfront Project’s attorneys met our client in court on a Wednesday after he had been evicted two days earlier from his rent-controlled apartment of 10 years. The tenant explained that he had been…
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Protecting Tenants and Homeowners in 1–4 Family Owner-Occupied Properties Facing Foreclosure
Protecting Tenants and Homeowners in 1-4 Family Owner Occupied Properties Facing Foreclosure Written by William “Bill” Paige, Foreclosure Specialist- HUD Certified Housing Counselor The foreclosure process in New Jersey is complex, often misunderstood, and has far-reaching implications—not only for homeowners but also for renters residing in small, owner-occupied properties. At The Waterfront Project, Inc., our HUD-certified…
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Forced Treatment Is Not a Housing Strategy: 5 Reasons to Reject the Executive Order on Homelessness
Forced Treatment Is Not a Housing Strategy: 5 Reasons to Reject the Executive Order on Homelessness By Carol Sainthilaire, Executive Director of The Waterfront Project What if your city had to choose between federal housing dollars and your civil rights? That’s the choice this morning’s Executive Order demands. Its title—“Ending Crime and Disorder on America’s…
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Client Success Story – Winning the Fight Against Illegal Apartment
Client Success Story: Winning the Fight Against Illegal Apartment By Stefany Perez, HUD Certified Housing Counselor A client contacted The Waterfront Project about living in an illegal apartment with poor conditions. After coordinating with the client to have the property inspected, it was confirmed that the unit was indeed illegal. I contacted the landlord and…
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Happy Homeownership Month! – June 2025
Happy Homeownership Month – June 2025 By Maria Mascola, WFP HUD-Certified Housing Counselor and Foreclosure Specialist Here at The Waterfront Project (WFP), we believe that Housing is a Human Right! With June being Homeownership Month, we want to remind you that The WFP is here to assist you through this process. Reach out to one of our HUD-Certified Housing Counselors to help navigate your best options at reaching this fundamental human right. Every family deserves the opportunity to…
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Client Success Story – Keeping a Family Together Through Legal Advocacy
Client Success Story: Keeping a Family Together Through Legal Advocacy By Elizabeth Hurley, Legal Director at The Waterfront Project Our client suffers from advanced cancer and is caring full-time for their four-year-old grandson who has autism and is non-verbal. Her gross income is limited to approximately $300 per month in Social Security income, which arrives…
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Client Success Story – Hope, Teamwork, and Saving Families
Client Success Story: Hope, Teamwork, and Saving Families By Tracy T., Resource Navigator at The Waterfront Project On Wednesday, the Department of Community Affairs (DCA) sent over a referral for a client in Bergen County. I immediately took on the case and contacted the client, who was only available to complete an intake on Monday,…
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Support for Veterans Facing Foreclosure
Support for Veterans Facing Foreclosure By Willaim “Bill” Paige When a veteran purchases a home using a VA-guaranteed home loan, the loan is typically transferred to a mortgage servicer after closing. This servicer manages the loan, including receiving monthly payments and providing assistance if issues arise. If the veteran experiences difficulty making payments and the…
About Us
Housing Justice Starts With Access to Help
Founded in Hudson County, New Jersey in 2013, The Waterfront Project provides free legal services, housing counseling, and advocacy to low-income individuals and families throughout Hudson County and surrounding communities.
With the support of our generous donors and partners, our attorneys, counselors, and advocates work every day to prevent evictions, protect homeowners from foreclosure, prepare future homebuyers, and defend housing rights, all at no cost to our clients.
Everyone deserves a safe, stable, and affordable place to call home.
Our Reviews
“Elizabeth Hurley is absolutely the best! Having her as my attorney at The Waterfront Project in Jersey City was a blessing. From day one, she was deeply committed to my case, treated me with the utmost respect, and fought for me every step of the way. She is a phenomenal Legal Director, highly knowledgeable, and truly cares about her clients. I am incredibly grateful for her hard work and highly recommend her.”
“I have worked with The waterfront project in the last few years and the one thing I will say is they are def here for you and to help you in every way possible. living in Jersey City I experienced having 3 slump lord and unfortunately this is a high case developing in Jersey City I had the pleasure to work with Elizabeth Hurley and my experience in the beginning was not the greatest but how Elizabeth hurley went beyond measures to help me get the approval I needed to be able to move and be in such a better position for myself and my daughter. I highly recommend the waterfront project they are here to help and make things easier and not treat you as if you have no voice.”
“I cannot recommend The Waterfront Project, Inc. highly enough. From start to finish, they handled my legal matter with professionalism, compassion, and genuine care. Every question I had was answered promptly, and I always felt informed and supported throughout the entire process.
Elizabeth Hurley’s Esq. attention to detail and dedication to getting the best possible outcome truly made a difference. What could have been an overwhelming experience was made manageable because of her expertise and kindness.
I’m incredibly grateful for her hard work and would trust them again without hesitation. If you’re looking for a team that treats you like a person and not just a case number, look no further.
Thank you for everything!”
