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What is a “Zombie” Second Mortgage?
What is a “Zombie” Second Mortgage? By Patricia Ellams, Foreclosure Specialist at The Waterfront Project Zombie Mortgage Loan foreclosures are on the rise in New Jersey. If you’ve recently discovered along-forgotten second mortgage or Home Equity Line of Credit coming back to haunt you, it’s important to understand your rights. Can I Lose My Home…
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Addressing Recent Housing News in Newark, New Jersey: What a 30% Drop in Unsheltered Homelessness Means for Housing Justice
Addressing Recent Housing News in Newark, New Jersey: What a 30% Drop in Unsheltered Homelessness for Housing Justice In a moment of deep housing insecurity across New Jersey, one story stands out as a beacon of hope: Newark has reduced unsheltered homelessness by more than 30% in just four years. This achievement, led by the…
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The Waterfront Project’s Attorneys Reverse Eviction of 10-Year Tenant with Rent Control
WFP’s Attorneys Reverse Eviction of 10 Year Tenant with Rent Control Written by Elizabeth Hurley, Legal Director of The Waterfront Project The Waterfront Project’s attorneys met our client in court on a Wednesday after he had been evicted two days earlier from his rent-controlled apartment of 10 years. The tenant explained that he had been…
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Protecting Tenants and Homeowners in 1–4 Family Owner-Occupied Properties Facing Foreclosure
Protecting Tenants and Homeowners in 1-4 Family Owner Occupied Properties Facing Foreclosure Written by William “Bill” Paige, Foreclosure Specialist- HUD Certified Housing Counselor The foreclosure process in New Jersey is complex, often misunderstood, and has far-reaching implications—not only for homeowners but also for renters residing in small, owner-occupied properties. At The Waterfront Project, Inc., our HUD-certified…
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Forced Treatment Is Not a Housing Strategy: 5 Reasons to Reject the Executive Order on Homelessness
Forced Treatment Is Not a Housing Strategy: 5 Reasons to Reject the Executive Order on Homelessness By Carol Sainthilaire, Executive Director of The Waterfront Project What if your city had to choose between federal housing dollars and your civil rights? That’s the choice this morning’s Executive Order demands. Its title—“Ending Crime and Disorder on America’s…
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Client Success Story – Winning the Fight Against Illegal Apartment
Client Success Story: Winning the Fight Against Illegal Apartment By Stefany Perez, HUD Certified Housing Counselor A client contacted The Waterfront Project about living in an illegal apartment with poor conditions. After coordinating with the client to have the property inspected, it was confirmed that the unit was indeed illegal. I contacted the landlord and…
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Happy Homeownership Month! – June 2025
Happy Homeownership Month – June 2025 By Maria Mascola, WFP HUD-Certified Housing Counselor and Foreclosure Specialist Here at The Waterfront Project (WFP), we believe that Housing is a Human Right! With June being Homeownership Month, we want to remind you that The WFP is here to assist you through this process. Reach out to one of our HUD-Certified Housing Counselors to help navigate your best options at reaching this fundamental human right. Every family deserves the opportunity to…
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Client Success Story – Keeping a Family Together Through Legal Advocacy
Client Success Story: Keeping a Family Together Through Legal Advocacy By Elizabeth Hurley, Legal Director at The Waterfront Project Our client suffers from advanced cancer and is caring full-time for their four-year-old grandson who has autism and is non-verbal. Her gross income is limited to approximately $300 per month in Social Security income, which arrives…
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Client Success Story – Hope, Teamwork, and Saving Families
Client Success Story: Hope, Teamwork, and Saving Families By Tracy T., Resource Navigator at The Waterfront Project On Wednesday, the Department of Community Affairs (DCA) sent over a referral for a client in Bergen County. I immediately took on the case and contacted the client, who was only available to complete an intake on Monday,…
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Support for Veterans Facing Foreclosure
Support for Veterans Facing Foreclosure By Willaim “Bill” Paige When a veteran purchases a home using a VA-guaranteed home loan, the loan is typically transferred to a mortgage servicer after closing. This servicer manages the loan, including receiving monthly payments and providing assistance if issues arise. If the veteran experiences difficulty making payments and the…
Recent Posts
- Housing Resource of the Month Finding Affordable Housing in Jersey City
- Finding Affordable Housing Is Only the First Step: Navigating the Application Process
- Don’t Ignore Court Notices: Why Responding Can Protect Your Rights
- The significance of early intervention and advocacy for vulnerable tenants
- Why Affordable Homeownership Programs Matter
