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Happy Homeownership Month! – June 2025

By Maria Mascola, WFP HUD-Certified Housing Counselor and Foreclosure Specialist Here at The Waterfront Project (WFP), we believe that Housing is a Human Right! With June being Homeownership Month, we want to remind you that The WFP is here to assist you through this process. Reach out to one of our HUD-Certified Housing Counselors to help navigate your best options at reaching this fundamental human right. Every family deserves the opportunity to reap the benefits of homeownership—from building
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Support for Veterans Facing Foreclosure

By Willaim “Bill” Paige When a veteran purchases a home using a VA-guaranteed home loan, the loan is typically transferred to a mortgage servicer after closing. This servicer manages the loan, including receiving monthly payments and providing assistance if issues arise. If the veteran experiences difficulty making payments and the loan becomes delinquent, the VA
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Protecting Seniors from Foreclosure

By Patricia Ellams While many Seniors enjoy the financial freedom of owning their homes outright or possessing substantial equity, they often find themselves caught in a precarious balancing act. Their fixed incomes become tightropes they must walk daily, with unexpected financial storms, costly home repairs, skyrocketing property taxes, and mounting utility bills threatening to topple
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Mortgage Maintenance Education

By Maria Mascola and William Paige Since 2018, The Waterfront Project has been dedicated to helping New Jersey residents navigate the complexities of the foreclosure process. We now have a full team of HUD-Certified housing counselors who offer support and education to client’s while reminding them they don’t have to go through this alone. While
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A Crisis We Can’t Ignore: Federal Funding Freeze Threatens Our Communities

Written By Executive Director, Carol Sainthilaire We are facing an unprecedented crisis that puts New Jersey’s most vulnerable families at immediate risk. The current Administration has just announced a freeze on all federal grants and loans—halting critical funding for nonprofits like The Waterfront Project (WFP), which provides essential services to low- and moderate-income families across
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Bridging the Gap: Addressing Housing Needs and Homelessness in Jersey City and Hudson County

In recent months, two comprehensive reports have shed light on the escalating housing crisis in Jersey City and Hudson County. The Jersey City Housing Needs Assessment by the Regional Plan Association and the 2024 Hudson County Point-In-Time Count by Monarch Housing Associates together paint a vivid and urgent picture of our community’s housing challenges. These findings not only underscore
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Navigating Eviction Prevention: Insights from HUD’s Latest ReportÂ

By Dante Lara, Housing Manager at The Waterfront Project, Inc. Affordable housing has become a nationwide crisis with devastating impacts, and the effects are particularly evident here in New Jersey. In Hudson County alone, homelessness has increased by a staggering 27% in 2024, according to NJ.com. This multifaceted issue affects millions of individuals and families—mentally,
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How Philadelphia’s Right to Counsel is Bucking the Nationwide Surge in Evictions—and Why New Jersey Should Follow Suit

By Carol M. Sainthilaire, Executive Director of The Waterfront Project. As the nation grapples with an unprecedented surge in evictions, one city is defying the trend: Philadelphia. According to a recent article in The Wall Street Journal, Philadelphia’s success in keeping eviction rates low can be largely attributed to its groundbreaking Right to Counsel program, which
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The Impact of the Supreme Court Ruling on Homelessness: A Call for Compassionate Housing Solutions

By: Carol M. Sainthilaire, Executive Director at The Waterfront Project At The Waterfront Project, we believe that housing is a fundamental human right. Recent developments in the fight for fair housing have brought this belief into sharper focus, as the Supreme Court’s recent ruling on homelessness has sent ripples through communities and advocacy groups nationwide.
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Addressing the Surge in Homelessness: Insights from HUD’s Annual Report and What it Means for New Jersey
**By Carol Sainthilaire, Executive Director of The Waterfront Project, Inc.** https://www.huduser.gov/portal/pdredge/pdr-edge-featd-article-043024.html Here’s the 2023-AHAR-Part-1.pdf for you to review. The 2023 Annual Homelessness Assessment Report (AHAR) to Congress paints a stark picture of homelessness in the United States, including in New Jersey. As we digest this report at The Waterfront Project, Inc., it is crucial to align our
About
The Waterfront Project, Inc.
A Free Legal Center Founded in Hudson County, New Jersey since 2013.
WFP has provided free legal services and housing counseling to low-income families and individuals across the county.
Thanks to our generous supporters and donors, our attorneys, counselors, and advocates work every day to prevent evictions, stop foreclosures, and protect housing rights – at no cost to our clients.
Recent Posts
- From Housing Crisis to Homelessness: Why More New Jersey Residents Are Being Left Behind
- Preventing Homelessness for a Family of four with two babies
- April is fair housing month – know your rights as a tenant
- Honoring The History of Women and Mortgages
- When Neighbors Stood Together: Eviction Resistance














