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The Barriers to Home Ownership for Millennials and What The Waterfront Project Can Do
The Barriers to Homeownership for Millennials and How WFP Can Help By Maria Mascola, HUD Certified Foreclosure Specialist The Waterfront Project is a free clinic helping in both Pre-Purchase and Post-Purchase Counseling. We understand the current difficulties due to the economy, rising housing costs, and interest rates that are affecting so many people’s ability to…
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What is a “Zombie” Second Mortgage?
What is a “Zombie” Second Mortgage? By Patricia Ellams, Foreclosure Specialist at The Waterfront Project Zombie Mortgage Loan foreclosures are on the rise in New Jersey. If you’ve recently discovered along-forgotten second mortgage or Home Equity Line of Credit coming back to haunt you, it’s important to understand your rights. Can I Lose My Home…
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Protecting Tenants and Homeowners in 1–4 Family Owner-Occupied Properties Facing Foreclosure
Protecting Tenants and Homeowners in 1-4 Family Owner Occupied Properties Facing Foreclosure Written by William “Bill” Paige, Foreclosure Specialist- HUD Certified Housing Counselor The foreclosure process in New Jersey is complex, often misunderstood, and has far-reaching implications—not only for homeowners but also for renters residing in small, owner-occupied properties. At The Waterfront Project, Inc., our HUD-certified…
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Happy Homeownership Month! – June 2025
Happy Homeownership Month – June 2025 By Maria Mascola, WFP HUD-Certified Housing Counselor and Foreclosure Specialist Here at The Waterfront Project (WFP), we believe that Housing is a Human Right! With June being Homeownership Month, we want to remind you that The WFP is here to assist you through this process. Reach out to one of our HUD-Certified Housing Counselors to help navigate your best options at reaching this fundamental human right. Every family deserves the opportunity to…
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Support for Veterans Facing Foreclosure
Support for Veterans Facing Foreclosure By Willaim “Bill” Paige When a veteran purchases a home using a VA-guaranteed home loan, the loan is typically transferred to a mortgage servicer after closing. This servicer manages the loan, including receiving monthly payments and providing assistance if issues arise. If the veteran experiences difficulty making payments and the…
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Protecting Seniors from Foreclosure
Protecting Seniors from Foreclosure By Patricia Ellams While many Seniors enjoy the financial freedom of owning their homes outright or possessing substantial equity, they often find themselves caught in a precarious balancing act. Their fixed incomes become tightropes they must walk daily, with unexpected financial storms, costly home repairs, skyrocketing property taxes, and mounting utility…
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Mortgage Maintenance Education
Mortgage Maintenance Education By Maria Mascola and William Paige Since 2018, The Waterfront Project has been dedicated to helping New Jersey residents navigate the complexities of the foreclosure process. We now have a full team of HUD-Certified housing counselors who offer support and education to client’s while reminding them they don’t have to go through…
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A Crisis We Can’t Ignore: Federal Funding Freeze Threatens Our Communities
A Crisis We Can’t Ignore: Federal Funding Freeze Threatens Our Communities Written By Executive Director, Carol Sainthilaire We are facing an unprecedented crisis that puts New Jersey’s most vulnerable families at immediate risk. The current Administration has just announced a freeze on all federal grants and loans—halting critical funding for nonprofits like The Waterfront Project…
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Bridging the Gap: Addressing Housing Needs and Homelessness in Jersey City and Hudson County
Bridging the Gap: Addressing Housing Needs and Homelessness in Jersey City and Hudson County In recent months, two comprehensive reports have shed light on the escalating housing crisis in Jersey City and Hudson County. The Jersey City Housing Needs Assessment by the Regional Plan Association and the 2024 Hudson County Point-In-Time Count by Monarch Housing Associates together paint a…
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Navigating Eviction Prevention: Insights from HUD’s Latest Report
Navigating Eviction Prevention: Insights from HUD’s Lates Report as of 2024 By Dante Lara, Housing Manager at The Waterfront Project, Inc. Affordable housing has become a nationwide crisis with devastating impacts, and the effects are particularly evident here in New Jersey. In Hudson County alone, homelessness has increased by a staggering 27% in 2024, according…
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