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Understanding Your Mortgage
Written By William Paige, Foreclosure Specialist at The Waterfront Project Have you ever looked at your mortgage statement and wondered, “Why did my monthly payment increase?” First let’s break down what a mortgage is made of. Your total monthly mortgage payment is commonly referred to as PITI: Principal: Pays down your loan balance. Interest: The…
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Honoring The History of Women and Mortgages
Honoring The History of Women and Mortgages Written by Patricia Ellams, Foreclosure Specialist in Mortgage Default at The Waterfront Project Women have long fought for equality in all areas of life, including homeownership. During Women’s History Month this March, which began in 1987, we celebrate their resilience and progress in securing financial independence. From overcoming…
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What is a “Zombie” Second Mortgage?
What is a “Zombie” Second Mortgage? By Patricia Ellams, Foreclosure Specialist at The Waterfront Project Zombie Mortgage Loan foreclosures are on the rise in New Jersey. If you’ve recently discovered along-forgotten second mortgage or Home Equity Line of Credit coming back to haunt you, it’s important to understand your rights. Can I Lose My Home…
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Mortgage Maintenance Education
Mortgage Maintenance Education By Maria Mascola and William Paige Since 2018, The Waterfront Project has been dedicated to helping New Jersey residents navigate the complexities of the foreclosure process. We now have a full team of HUD-Certified housing counselors who offer support and education to client’s while reminding them they don’t have to go through…
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