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Before You Buy: Understanding Homeowners Association (HOA) Fees

Written By William Paige, Certified Foreclosure Specialist at The Waterfront Project Before purchasing a home with Homeowners Association (HOA) dues, it is critical to understand both the benefits and the potential financial risks. HOAs are common in condominiums, co-ops, townhouses, and planned communities, and membership is mandatory when you buy a property governed by an
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The Barriers to Home Ownership for Millennials and What The Waterfront Project Can DoÂ

By Maria Mascola, HUD Certified Foreclosure Specialist The Waterfront Project is a free clinic helping in both Pre-Purchase and Post-Purchase Counseling. We understand the current difficulties due to the economy, rising housing costs, and interest rates that are affecting so many people’s ability to cross over from renting to homeownership. Working together, we can assist
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Protecting Tenants and Homeowners in 1–4 Family Owner-Occupied Properties Facing Foreclosure

Written by William “Bill” Paige, Foreclosure Specialist- HUD Certified Housing Counselor The foreclosure process in New Jersey is complex, often misunderstood, and has far-reaching implications—not only for homeowners but also for renters residing in small, owner-occupied properties. At The Waterfront Project, Inc., our HUD-certified foreclosure counselors are at the forefront of efforts to provide vital support
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Mortgage Maintenance Education

By Maria Mascola and William Paige Since 2018, The Waterfront Project has been dedicated to helping New Jersey residents navigate the complexities of the foreclosure process. We now have a full team of HUD-Certified housing counselors who offer support and education to client’s while reminding them they don’t have to go through this alone. While
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The Waterfront Project, Inc.: Navigating the Housing Crisis in the Wake of the PandemicÂ

The COVID-19 pandemic has left an indelible mark on communities across the globe, exacerbating existing inequalities and unveiling new challenges. Among the most pressing issues is the housing affordability crisis, which has seen a dramatic escalation affecting both renters and homeowners alike. In Hudson County, New Jersey, and the broader Northern NJ area, The Waterfront
About
The Waterfront Project, Inc.
A Free Legal Center Founded in Hudson County, New Jersey since 2013.
WFP has provided free legal services and housing counseling to low-income families and individuals across the county.
Thanks to our generous supporters and donors, our attorneys, counselors, and advocates work every day to prevent evictions, stop foreclosures, and protect housing rights – at no cost to our clients.
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